As a new SEC-Certified Investment Solicitor, I am very proud to say that I can now begin helping fellow Filipinos make their money grow by investing in mutual fund. I myself has a mutual fund account and I enjoy investing money into it every pay day as well as seeing my money grow in value every month. Besides being an account holder of Sun Life mutual fund, I am licensed by the Securities and Exchange Commission (SEC) to help Filipino investors open their first Sun Life Mutual fund account. I attended mutual fund trainings from Sun Life and passed the exam administered by the SEC. There are many mutual funds in the Philippines but I am only allowed to represent Sun Life as much as I want to represent all these mutual funds. Sun Life mutual funds have good reputations and I believe many Filipinos will open an account into them.
Before you open a mutual fund account, it would be important that you understand it first. At least try to understand how would you earn from it, how mutual funds work and what risks involved in investing into it. Below is a video by Filipino financial planning expert Aya Laraya that explains mutual funds:
Another video by ANC on the Money about mutual fund investment. Guest expert is none other than Valerie Pama COO, Sun Life Asset Management Co.
Also watch this video of a mutual fund investor who invested his 300,000 pesos contest price into a mutual fund in the 1998 and turned it into 2.8 million by 2012. This just shows that earning money from mutual fund is not a myth or hearsay but the truth. Mutual fund is a way way better than bank deposits in terms of returns.
If you need to learn more about mutual funds, the best way to do is to contact an SEC-licensed mutual fund representative (like me :)). A mutual fund representative could assist you in your financial planning and recommend the appropriate mutual funds to your financial needs, risk appetite and time horizon. Remember that only SEC-licensed mutual fund representatives can solicit mutual fund investment from you.
Sun Life Mutual Funds
Sun Life has 7 mutual funds (Prosperity Funds) which are all registered to the Securities and Exchange Commission and managed by Sun Life Asset Management Inc. (SLAMC). If ever you decide to open a mutual fund account with Sun Life, you can choose from these 7 mutual funds depending on your objectives, risk appetites and time horizon.
|Type of Prosperity Fund||What’s My Objective?||Where will my money go?||What’s my risk appetite?||How much is the minimum investment?||What’s the minimum amount if I want to add?|
|Money Market Fund||I just want to leave my cash for a short period of time and earn from it, too.||This Fund invests in special savings accounts||I’m very conservative||Php 5,000||Php 1,000|
|GS (Government Securities) Fund||I want my money to earn but my investment should be kept intact.||This Fund invests mainly in government debt||I’m conservative||Php 5,000||Php 1,000|
|Bond Fund||I want my money to earn but my investment should be kept relatively stable.||This Fund invests in government and high-quality corporate debt||I’m moderately conservative||Php 5,000||Php 1,000|
|Balanced Fund||I want my money to earn more and I can afford to lose some of my investment for higher return||This Fund invests in a mix of high-quality debt and equity securities||I’m somewhat between conservative and risky||Php 5,000||Php 1,000|
|Philippine Equity Fund||I want to maximize the potential of my money for higher return over the long term||This Fund invests mainly in high-quality equity securities||I believe in the saying, “high risk, high return”||Php 5,000||Php 1,000|
|Dollar Abundance Fund||I want to invest my US dollars to preserve it.||This Fund invests in foreign-denominated government and high-quality corporate debt||I’m conservative||USD 1,000||USD 200|
|Dollar Advantage Fund||I want to invest my US dollars and I can afford to lose some of my investment for higher return||This Fund invests in a mix of high-quality debt and equity securities||I’m somewhat between conservative and risky||USD 1,000||USD 200|
*Table was taken from the Sun Life Philippines website.
To learn more about mutual funds and to open an account, fill out the form below:
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