How To Open Sun Life Mutual Fund Account in the Philippines

Mutual Funds

As a new SEC-Certified Investment Solicitor, I am very proud to say that I can now begin helping fellow Filipinos make their money grow by investing in mutual fund. I myself  has a mutual fund account and I enjoy investing money into it every pay day as well as seeing my money grow in value every month. Besides being an account holder of Sun Life mutual fund, I am licensed by the Securities and Exchange Commission (SEC) to help Filipino investors open their first Sun Life Mutual fund account. I attended mutual fund trainings from Sun Life and passed the exam administered by the SEC. There are many mutual funds in the Philippines but I am only allowed to represent Sun Life as much as I want to represent all these mutual funds. Sun Life  mutual funds have good reputations and I believe many Filipinos will open an account  into them.

Before you open a mutual fund account, it would be important that you understand it first. At least try to understand how would you earn from it, how mutual funds work and what risks involved in investing into it. Below is a video by Filipino financial planning expert Aya Laraya that explains mutual funds:

Another video by ANC on the Money about mutual fund investment. Guest expert is none other than Valerie Pama COO, Sun Life Asset Management Co.

Also watch this video of a mutual fund investor who invested his 300,000 pesos contest price into a mutual fund in the 1998 and turned it into 2.8 million by 2012. This just shows that earning money from mutual fund is not a myth or hearsay but the truth. Mutual fund is a way way better than bank deposits in terms of returns.

If you need to learn more about mutual funds, the best way to do is to contact an SEC-licensed mutual fund representative (like me :)). A mutual fund representative could assist you in your financial planning and recommend the appropriate mutual funds to your financial needs, risk appetite and time horizon. Remember that only SEC-licensed mutual fund representatives can solicit mutual fund investment from you.

Sun Life Mutual Funds

Sun Life has 7 mutual funds (Prosperity Funds) which are all registered to the Securities and Exchange Commission and managed by Sun Life Asset Management Inc. (SLAMC). If ever you decide to open a mutual fund account with Sun Life, you can choose from these 7 mutual funds depending on your objectives, risk appetites and time horizon.

Type of Prosperity Fund What’s My Objective? Where will my money go? What’s my risk appetite? How much is the minimum investment? What’s the minimum amount if I want to add?
Money Market Fund I just want to leave my cash for a short period of time and earn from it, too. This Fund invests in special savings accounts I’m very conservative Php 5,000 Php 1,000
GS (Government Securities) Fund I want my money to earn but my investment should be kept intact. This Fund invests mainly in government debt I’m conservative Php 5,000 Php 1,000
Bond Fund I want my money to earn but my investment should be kept relatively stable. This Fund invests in government and high-quality corporate debt I’m moderately conservative Php 5,000 Php 1,000
Balanced Fund I want my money to earn more and I can afford to lose some of my investment for higher return This Fund invests in a mix of  high-quality debt and equity securities I’m somewhat between conservative and risky Php 5,000 Php 1,000
Philippine Equity Fund I want to maximize the potential of my money for  higher return over the long term This Fund invests mainly in  high-quality equity securities I believe in the saying, “high risk, high return” Php 5,000 Php 1,000
Dollar Abundance Fund I want to invest my US dollars to preserve it. This Fund invests in foreign-denominated government and high-quality corporate debt I’m conservative USD 1,000 USD 200
Dollar Advantage Fund I want to invest my US dollars and I can afford to lose some of my investment for higher return This Fund invests in a mix of  high-quality debt and equity securities I’m somewhat between conservative and risky USD 1,000 USD 200

*Table was taken from the Sun Life Philippines website.

why choose sunlife

To learn more about mutual funds and to open an account, fill out the form below:

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Raymund F. Camat, CIS, REB, AWP™, AEPP™ is a SEC-Certified Investment Solicitor (CIS), Associate Wealth Planner™ and Associate Estate Planner, Phils™. He is also a licensed insurance and mutual fund advisor for Sun Life Financial. He wants to educate the Filipino public on the importance of financial planning, investment planning, wealth planning and estate planning. He offers Personal and Family Wealth Planning to Filipinos from different generations. He has a bachelor's degree from the University of the Philippines. You can reach him at 09179698062 (Globe/TM/ABS-CBN/Viber), 09392787408 (Smart/TalkNText/Sun Cellular), (02) 656-6233 (Landline) or email him at raymund.camat@moneytalkph.com. For OFWs, he also conduct online video consultation through Skype, Viber or FB Video Call. ________________________________________ DISCLAIMER: This website reflects only the views and opinions of Raymund F. Camat and is not part of any official communication tools of any life insurance and investment company. The views and opinions on this website do not necessarily reflect those of the company, the management, the advisors/agents and the employees of any life insurance or investment company.
29 comments… add one
  • Shaun Spellman Apr 2, 2013

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  • Christine Perez Apr 8, 2013

    If you want to learn more on how to invest in the stock market, you can check PSE’s Market education website http://www.pseacademy.com.ph

  • Jessica Aug 31, 2013

    Hi,

    If I get the Back-end load option then redeems my money after 6 years. Are there any other charges like VAT, etc?

    Thanks!

  • hya Nov 21, 2013

    how about like me ordinary employee one time payment lng po ba yung 5k thanks

    • Raymund Camat Nov 22, 2013

      Hi, initial investment is 5,000 pesos but I strongly recommend that you add regularly. Minimum subsequent investment is 1000 pesos only. Make it a habit to add in your mutual fund account every pay day.

  • Julie Dec 13, 2013

    How can those living abroad invest in mutual funds in the philippines?

  • Julie Dec 13, 2013

    And also invest in retirement funds?

  • Rowena Jun 12, 2014

    What if I invest 100k in mutual fund for a year, approximately, how much will I earn?

    • Raymund Camat Jun 28, 2014

      It will depend on the yearly percent return at the valuation date or the day you sell your mutual fund shares.

  • Jean Jun 18, 2014

    Hi,
    I want to know more about investment and how can I start? Am here working in Thailand. Thanks

    • Raymund Camat Jun 28, 2014

      You could invest in Variable Universal life and mutual fund but you need to be in the Philippines to sign up the forms. Contact me when you visit the Philippines.

  • GraceBee Jun 27, 2014

    Hi Ray,

    I’m interested in the bond fund. Just correct me if I’m wrong, but is the 5K a one-time initial investment? And if I wish to add 1K, can I do it in a monthly basis? Thanks.

    • Raymund Camat Jun 28, 2014

      Hi, 5K is the initial investment and you can invest subsequently with 1000 pesos minimum amount.

  • Sigh Jul 1, 2014

    Is it ok if my subsequent monthly investment varies?

  • Jess Jul 13, 2014

    Hi,

    I’m interested to invest in Mutual fund and learn financial planning. Where is your office, so that I can fill-out the forms.Thanks

    • Raymund Camat Aug 7, 2014

      Hi, You can open an account through me. I am a certified mutual fund rep. Text or call me at 09179698062.

  • bing Sep 3, 2014

    Hi I’m presently working abroad is it possible to open mutual funds in the Philippines or I still need to home? What’s the requirement by the way?thanks

  • PRECIOSO JAY FILIO Feb 5, 2015

    Hi , how does the Philippine Equity Fund work. I plan to invest 10k amonth until i am 60 y old. I am presently 30 y old and would like to start preparing for my retirement as early as I can. Is this a good Idea. ? And is this how Philippine Equity Fund work in sunlife. Can I do it like this: deposit 10k a month continuosly periodically until I am 65 yo.

    Thanks for your helpand advise in advance.

    Precioso Jay Filio
    Seaman/Chief Officer

    pjay_filio@yahoo.com

  • Rechelle Jun 19, 2015

    Hi sir,

    Just wanna ask if it is necessary to have a bank account first before investing?

  • Mutya Jan 11, 2016

    Sir, I am interested in opening an Sunlife Prosperity Fund but I have few questions lang po regarding dun. Let say, I invested 5000, do I get any proof of participation for that? Tapos, pag nag-add po ako ng investment, let say 1000 monthly, will I also get a proof for that? How does it work po ba? I hope you can enlighten me about it. Thank you, sir.

  • Magayon Jan 14, 2016

    Hi Sir! I’m 25. What premium investment & insurance package can you offer me that I can withdraw in more than 5 years from now? Thanks in advance. 🙂

    • Raymund Camat Jan 27, 2016

      Hi Sir/Maam,

      I recommend opening an equity mutual fund. Please contact me 09179698062 for more info. Thanks

      • jacqueline r.labrador Jul 20, 2016

        sir gusto ko po kumuha ng mutual fund NASA hongkong po ako dh po,panu po gawin ko?

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