Read this letter before you lapse your life insurance policy


Last Updated on by Raymund Camat

You and I have similar purposes in this world.

It is your job to provide food, clothing, shelter, schooling, medicine, and

other things for your love ones.

You do this while I lie in your safety deposit box.

I have faith and trust in you.

Out of your earnings will come the cost of my upkeep.

At times, I may appear insignificant to you – but someday (and who knows

when) you and I will change places.

When you are laid to rest, I will come alive and do your job.

I may provide food, clothing, shelter, schooling, medicine, and other things

your family will continue to need – just as you are doing now.

When your work and labor are done, mine will begin.

Through me, your hands can carry on.

Whenever you feel the price you’re paying for my upkeep is burdensome,

remember that I can do more for you and your family than you will ever

do for me.

If you do your part, I will do mine.


Yours truly,

Your life insurance policy

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Raymund F. Camat, CIS, REB, CWP®, CEPP® is a SEC-Certified Investment Solicitor (CIS), Certified Wealth Planner and Certified Estate Planner, Phils. He is also a licensed insurance and mutual fund advisor for Sun Life Financial. He wants to educate the Filipino public on the importance of financial planning, investment planning, wealth planning and estate planning. He offers Personal and Family Wealth Planning to Filipinos from different generations. He has a bachelor's degree from the University of the Philippines. You can reach him at 09179698062 (Globe/TM/ABS-CBN/Viber), 09392787408 (Smart/TalkNText/Sun Cellular), (02) 508-9025 (Landline) or email him at For OFWs, he also conduct online video consultation through Skype, Viber or FB Video Call. ________________________________________ DISCLAIMER: This website reflects only the views and opinions of Raymund F. Camat and is not part of any official communication tools of any life insurance and investment company. The views and opinions on this website do not necessarily reflect those of the company, the management, the advisors/agents and the employees of any life insurance or investment company.
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