Welcome…


My name is Raymund Camat and I am the blogger of MoneyTalkPH.com. My mission is to spread financial education to Filipinos worldwide to achieve the ultimate goal of Financial Freedom.

I am affiliated with Sun Life of Canada, the oldest life insurance company in the Philippines and currently the number 1 life insurance company in the Philippines. Our company has a wide range of life insurance and investment products including the following:

  • Sun Maxilink Prime – a life insurance plan with investment component that could be used to finance future needs like education and retirement. With the option to include accidental death benefit, disablement benefit, dismemberment benefit, and hospital income benefit. This plan is payable for at least 10 years.
  • Sun Flexilink – a life insurance plan with investment that could be used for retirement. With the option to include accidental death benefit, disablement benefit, dismemberment benefit, critical illness benefit, female critical illness benefit and hospital income benefit.
  • Sun Maxilink Bright – a life insurance plan with investment that could be used to finance future expenses in education or retirement. This plan is payable in 5 years with the option to add accidental death and total disability benefit.
  • Sun Life Assure – a term life insurance plan that provides lump sum amount upon diagnosis of any of the 36 illnesses covered including cancer, organ transplant, paralysis, blindness and others.
Make your money work harder for you! Invest on our award-winning mutual funds: the Sun Life Prosperity Funds. Learn how to open an account here.

Why Getting Whole Life or Variable Life (VUL) Plan is a Good Decision

Endowment Life Insurance, Insurance

If  you are still undecided whether you will get a whole life or VUL plan, take a look at this conversation in Pinoy Insurance Talk FB Page to inspire you to sign up already. Whole life plans have cash values that are accumulated through time and can be loaned to pay emergency expenses. VUL plans have fund values that are also accumulated through time and can be used for future needs like retirement, medical bills payment, tuition fee payment etc. Example of VUL plans are Sun Life’s Sun Maxilink Prime, Sun Flexilink and Sun Maxilink Bright.

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Why Getting Whole Life or Variable Life (VUL) Plan is a Good Decision

If  you are still undecided whether you will get a whole life or VUL plan, take a look at this conversation in Pinoy Insurance Talk FB Page to inspire you to sign up already. Whole life plans have cash values that are accumulated through time and can be loaned to pay emergency expenses. VUL plans Read More

Introducing Sun Life Prosperity Philippine Stock Index Fund

Introducing Sun Life Prosperity Philippine Stock Index Fund thumbnail

In celebration of their yearly anniversary, SLAMC (SLAMC: Sun Life Asset Management Company) is  pleased to announce the welcoming of a new addition to their current product lines – the Sun Life Prosperity Philippine Stock Index Fund.  Many have long been waiting in the launch of this exciting fund and now it is within our reach Read More

Top 10 Life Insurance Companies in the Philippines for 2014

Top 10 Life Insurance Companies in the Philippines for 2014 thumbnail

google_ad_client = "pub-4515843885824766"; google_ad_width = 300; google_ad_height = 250; google_ad_format = "300x250_as"; google_ad_type = "text_image"; google_color_border = "FFFFFF"; google_color_bg = "FFFFFF"; google_color_link = "CC0000"; google_color_text = "000000"; google_color_url = "008000"; google_ui_features = "rc:0"; According to the latest announcement of the Insurance Commission, Sun Life of Canada Philippines, the oldest life insurance company in the Philippines Read More

Estate Planning Using Life Insurance

Estate Planning Using Life Insurance thumbnail

People who have accumulated wealth over their lifetime must plan ahead on how to properly distribute their wealth  to their heirs after their death. This type of planning is called estate planning, which is defined as the "the collection of preparation tasks that serve to manage an individual's asset base in the event of their incapacitation Read More

Sun SartUp: Life Insurance with Guaranteed Return of Premium

Sun SartUp: Life Insurance with Guaranteed Return of Premium thumbnail

Many Filipinos still has wrong belief about life insurance. They believe that the only people who could benefit from life insurance plans are their beneficiaries after their death. This is the reason why many don't like to get insured because they themselves would not benefit from a life insurance plan. They don't know that there Read More

Sun Maxilink Bright Explained – 5 Years To Pay Life Insurance with College Educational Fund

Sun Maxilink Bright Explained – 5 Years To Pay Life Insurance with College Educational Fund thumbnail

College education is getting expensive year after year making it very difficult for Filipino parents to send their children to college. Even state universities are implementing high tuition rates, an added headache to parents who are already struggling to provide the daily living allowance of their children. Private college education can be just a dream Read More

Break The Cycle: Don’t Be A Burden To Your Family, Break the Cycle of Dependency

google_ad_client = "pub-4515843885824766"; google_ad_width = 300; google_ad_height = 250; google_ad_format = "300x250_as"; google_ad_type = "text_image"; google_color_border = "FFFFFF"; google_color_bg = "FFFFFF"; google_color_link = "CC0000"; google_color_text = "000000"; google_color_url = "008000"; google_ui_features = "rc:0" Read More

TV Guesting on TV 5 Good Morning Club Show: How To Get Out of Debt

TV Guesting on TV 5 Good Morning Club Show: How To Get Out of Debt thumbnail

Last February 15, 2008, a segment researcher of TV5's Good Morning Club show called me if I am available to guest on their show as a Financial Expert on February 18, 2014. I said yes and told the guy on the phone to send me the details of the show. The topic was about how Read More

How To Add More Funds To Your Sun Life Mutual Fund Account Via BDO and BPI Online Banking

How To Add More Funds To Your Sun Life Mutual Fund Account Via BDO and BPI Online Banking thumbnail

I love online banking because I hate long lines in banks. Imagine waiting for an hour or more just to deposit your money or pay your bills. I feel the time waiting in line  is a waste of time, which I consider as a very important resource. With the banking technology we have in the Read More

Sun Dream Achiever Explained

Sun Dream Achiever Explained thumbnail

Sun Dream Achiever is another product of Sun Life of Canada (Philippines) that I would like to introduce to Filipino parents who wish to get a life insurance product that has guaranteed education benefits. Below is the description of Sun Dream Achiever taken from sunlife.com.ph.   Sun Life in the Philippines has stopped offering traditional pre-need Read More