As a new SEC-Certified Investment Solicitor, I am very proud to say that I can now begin helping fellow Filipinos make their money grow by investing in mutual fund. I myself has a mutual fund account and I enjoy investing money into it every pay day as well as seeing my money grow in value every month. Besides being an account holder of Sun Life mutual fund, I am licensed by the Securities and Exchange Commission (SEC) to help Filipino investors open their first Sun Life Mutual fund account. I attended mutual fund trainings from Sun Life and passed the exam administered by the SEC. There are many mutual funds in the Philippines but I am only allowed to represent Sun Life as much as I want to represent all these mutual funds. Sun Life mutual funds have good reputations and I believe many Filipinos will open an account into them.
Before you open a mutual fund account, it would be important that you understand it first. At least try to understand how would you earn from it, how mutual funds work and what risks involved in investing into it. Below is a video by Filipino financial planning expert Aya Laraya that explains mutual funds:
Another video by ANC on the Money about mutual fund investment. Guest expert is none other than Valerie Pama COO, Sun Life Asset Management Co.
Also watch this video of a mutual fund investor who invested his 300,000 pesos contest price into a mutual fund in the 1998 and turned it into 2.8 million by 2012. This just shows that earning money from mutual fund is not a myth or hearsay but the truth. Mutual fund is a way way better than bank deposits in terms of returns.
If you need to learn more about mutual funds, the best way to do is to contact an SEC-licensed mutual fund representative (like me :)). A mutual fund representative could assist you in your financial planning and recommend the appropriate mutual funds to your financial needs, risk appetite and time horizon. Remember that only SEC-licensed mutual fund representatives can solicit mutual fund investment from you.
Sun Life Mutual Funds
Sun Life has 7 mutual funds (Prosperity Funds) which are all registered to the Securities and Exchange Commission and managed by Sun Life Asset Management Inc. (SLAMC). If ever you decide to open a mutual fund account with Sun Life, you can choose from these 7 mutual funds depending on your objectives, risk appetites and time horizon.
| Type of Prosperity Fund | What’s My Objective? | Where will my money go? | What’s my risk appetite? | How much is the minimum investment? | What’s the minimum amount if I want to add? |
| Money Market Fund | I just want to leave my cash for a short period of time and earn from it, too. | This Fund invests in special savings accounts | I’m very conservative | Php 5,000 | Php 1,000 |
| GS (Government Securities) Fund | I want my money to earn but my investment should be kept intact. | This Fund invests mainly in government debt | I’m conservative | Php 5,000 | Php 1,000 |
| Bond Fund | I want my money to earn but my investment should be kept relatively stable. | This Fund invests in government and high-quality corporate debt | I’m moderately conservative | Php 5,000 | Php 1,000 |
| Balanced Fund | I want my money to earn more and I can afford to lose some of my investment for higher return | This Fund invests in a mix of high-quality debt and equity securities | I’m somewhat between conservative and risky | Php 5,000 | Php 1,000 |
| Philippine Equity Fund | I want to maximize the potential of my money for higher return over the long term | This Fund invests mainly in high-quality equity securities | I believe in the saying, “high risk, high return” | Php 5,000 | Php 1,000 |
| Dollar Abundance Fund | I want to invest my US dollars to preserve it. | This Fund invests in foreign-denominated government and high-quality corporate debt | I’m conservative | USD 1,000 | USD 200 |
| Dollar Advantage Fund | I want to invest my US dollars and I can afford to lose some of my investment for higher return | This Fund invests in a mix of high-quality debt and equity securities | I’m somewhat between conservative and risky | USD 1,000 | USD 200 |
*Table was taken from the Sun Life Philippines website.
To learn more about mutual funds and to open an account, fill out the form below:
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Hi,
Yes, you can share articles with my blog.
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Hi,
If I get the Back-end load option then redeems my money after 6 years. Are there any other charges like VAT, etc?
Thanks!
NO additional charges.
how about like me ordinary employee one time payment lng po ba yung 5k thanks
Hi, initial investment is 5,000 pesos but I strongly recommend that you add regularly. Minimum subsequent investment is 1000 pesos only. Make it a habit to add in your mutual fund account every pay day.
How can those living abroad invest in mutual funds in the philippines?
And also invest in retirement funds?
What if I invest 100k in mutual fund for a year, approximately, how much will I earn?
It will depend on the yearly percent return at the valuation date or the day you sell your mutual fund shares.
Hi,
I want to know more about investment and how can I start? Am here working in Thailand. Thanks
You could invest in Variable Universal life and mutual fund but you need to be in the Philippines to sign up the forms. Contact me when you visit the Philippines.
Hi Ray,
I’m interested in the bond fund. Just correct me if I’m wrong, but is the 5K a one-time initial investment? And if I wish to add 1K, can I do it in a monthly basis? Thanks.
Hi, 5K is the initial investment and you can invest subsequently with 1000 pesos minimum amount.
Is it ok if my subsequent monthly investment varies?
Yes but minimum of 1000 pesos.
Hi,
I’m interested to invest in Mutual fund and learn financial planning. Where is your office, so that I can fill-out the forms.Thanks
Hi, You can open an account through me. I am a certified mutual fund rep. Text or call me at 09179698062.
Hi I’m presently working abroad is it possible to open mutual funds in the Philippines or I still need to home? What’s the requirement by the way?thanks
You still need to go home to sign the documents.
Hi , how does the Philippine Equity Fund work. I plan to invest 10k amonth until i am 60 y old. I am presently 30 y old and would like to start preparing for my retirement as early as I can. Is this a good Idea. ? And is this how Philippine Equity Fund work in sunlife. Can I do it like this: deposit 10k a month continuosly periodically until I am 65 yo.
Thanks for your helpand advise in advance.
Precioso Jay Filio
Seaman/Chief Officer
pjay_filio@yahoo.com
Hi sir,
Just wanna ask if it is necessary to have a bank account first before investing?
No it is not required.
Sir, I am interested in opening an Sunlife Prosperity Fund but I have few questions lang po regarding dun. Let say, I invested 5000, do I get any proof of participation for that? Tapos, pag nag-add po ako ng investment, let say 1000 monthly, will I also get a proof for that? How does it work po ba? I hope you can enlighten me about it. Thank you, sir.
I emailed you Maam.
Hi Sir! I’m 25. What premium investment & insurance package can you offer me that I can withdraw in more than 5 years from now? Thanks in advance. 🙂
Hi Sir/Maam,
I recommend opening an equity mutual fund. Please contact me 09179698062 for more info. Thanks
sir gusto ko po kumuha ng mutual fund NASA hongkong po ako dh po,panu po gawin ko?